Free Trans union is one of the FCRA. Which has a legal authority to provide you free credit report? But the important of the information is how it’s interrupted. So to get the maximum benefits from your credit report, it helps to see the report data like a creditor does. A Trans union deals with four types of information: Identification Credit History Public Records Report Requests Trans Union identification section has your name, current and former address, phone number, social security, your working address. From all the most important is your name and social security code it will help agency to get more information about you. To get your credit report issued in time one should provide all the correct information and with all the details.
This is especially especially for married and previously married women who can have several version of their name. This credit report is the record of all your financial transactions you have previously done. The lender pays more attention regarding have you paid your bill on time and for the full amount? How long have you had credit established, any new account opened, you account balance is low or high, how much do you owe overall. If your bill shows any problem in your bill paying then it may be problem for you when you are applying for any loan, as lender always want an security against loan. Trans Union provides you a copy of your credit report under Fair Credit Report Act (FCRA) once in 12 months.
Online is the best way one to get their credit report. Trans Union has its own legal online site where online form is provided where one can fill all their detailed information to get their credit report. If and false information is provided your form will get rejected. Anna Josephs is a freelance journalist having experience of many years writing articles and news releases on various topics such as pet health, automobile and social issues. She also has great interest in poetry and paintings, hence she likes to write on these subjects as well. Currently writing for this website Free Yearly Credit Report . For more details please contact at firstname.lastname@example.org.