Credit Union

Credit Unions: The Cheaper Alternative?

The standard means of obtaining credit has become so widespread that being at the mercy of increasing interest rates and inflated charges on loans and credit cards has become so commonplace that it is easy to believe there is no other option. But there may be an alternative in the form of the little known credit union movement. A credit union is a profit sharing, financial co-operative run democratically by the members of the union itself. And by offering a more financially attractive alternati…….. Read More

Looking For Your Dream Car? Try Your Local Credit Union

So the new car smell is gone and it seems you are spending more on repair bills than you might on a car payment. Or maybe you are just in the mood for a change of pace, and a new car seems the place to start. Do a little research before you buy to get the best deal on the car of your dreams. Credit Unions have long been known as the place to go when you are in the market for a new or used car. Today’s credit union pairs its long history of car financing with technological and bargaining tool…….. Read More

Using A Credit Union For Your Savings

Credit unions can be a viable alternative to banks as long as you meet certain conditions. In general, credit unions can perform many of the same services that banks perform, but there can be exceptions to this. Credit unions are member organizations and this is the biggest difference between them and banks. When you join a credit union you, in essence, become a stakeholder in the institution. In the past, most credit unions were formed around certain professions or formed around certain empl…….. Read More

Credit Unions: What You Need To Know

What exactly is a credit union? What are the benefits of a credit union? Learn the answers to these questions plus others in this quick look at the basics of credit unions. First of all, what is a credit union? It is a not for profit financial institution that is owned and governed by its members, through a board of directors. The primary difference between a credit union and a conventional bank is ownership and control. Specifically, the fact that credit unions are owned and controlled by the…….. Read More

Why You Should Leave Your Bank And Join A Credit Union

So maybe you’ve had a savings account for a while or maybe you’ve taken out a mortgage for a house. Is your bank actually helping you, or it is doing more harm than good? If you’ve never looked into the benefits of a credit union, maybe now is a good time to switch. There are actually many benefits, many of which you’ve probably never even heard about. Simply put, a bank is an establishment that is there to make money for itself. This isn’t necessarily a bad thing; it’s what every single busi…….. Read More

Free Trans Union Credit Repot

Free Trans union is one of the FCRA. Which has a legal authority to provide you free credit report? But the important of the information is how it’s interrupted. So to get the maximum benefits from your credit report, it helps to see the report data like a creditor does. A Trans union deals with four types of information: Identification Credit History Public Records Report Requests Trans Union identification section has your name, current and former address, phone number, social security, …….. Read More

Credit Unions Help Make Homes More Affordable

For first-time buyers of modest means, the goal of home ownership is more difficult to attain today. But a new initiative spearheaded by the nation’s credit unions is helping more people qualify for home loans. “Real estate prices are still high all over the country,” said Daniel A. Mica, president and chief executive officer of the Credit Union National Association. “Mortgage rates are headed upward as well. The gap between the incomes of average families and the affordability of a first home…….. Read More