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Key Features

Home arrow Loans arrow Personal Loans arrow Key Features

Our Personal Loan offers you a great ongoing variable interest rate, low monthly account keeping fees and the flexibility to make extra repayments without penalty so you can manage your loan as you choose.

We have listed the key features of our Personal Loans below.


 

Key Features Unsecured Loan
Interest rate
Minimum amount $500
Maximum amount $30,000
Loan period Up to 7 years
Repayments Monthly
Fortnightly
Weekly
Interest charges Calculated daily, Charged monthly
Application Fee $75
Variable and lump sum repayments Yes
Early repayment without penalty Yes
Redraw facility Yes (free redraw, minimum amount $100)
Loan repayment insurance available Yes
Auto repayments (salary / account) Yes
Loan interview required No

Need a loan for a different amount or term?

Please contact our member services staff who will be happy to discuss your needs with you.

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Decided which loan is right for you? Apply using our simple online Personal Loan application form.



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Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Conditions of Use and Financial Services Guide before acquiring the product.

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Phone number© RTA Staff Credit Union Limited | ABN 78 087 650 600 | AFSL 240718 | BSB 802 847