Loans / Personal Loans / Key Features - RTA Staff Credit Union

Our Personal Loan offers you a great ongoing variable interest rate, low monthly account keeping fees and the flexibility to make extra repayments without penalty so you can manage your loan as you choose.

We have listed the key features of our Personal Loans below.

Key Features	Unsecured Loan
Interest rate	View our interest rates
Minimum amount	$500
Maximum amount	$30,000
Loan period	Up to 7 years
Repayments	Monthly Fortnightly Weekly
Interest charges	Calculated daily, Charged monthly
Application Fee	$75
Variable and lump sum repayments	Yes
Early repayment without penalty	Yes
Redraw facility	Yes (free redraw, minimum amount $100)
Loan repayment insurance available	Yes
Auto repayments (salary / account)	Yes
Loan interview required	No

Need a loan for a different amount or term?

Please contact our member services staff who will be happy to discuss your needs with you.

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Decided which loan is right for you? Apply using our simple online Personal Loan application form.

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Use one of our Loan Calculators to work out what loan is right for you.

Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Conditions of Use and Financial Services Guide before acquiring the product.
© RTA Staff Credit Union Limited \| ABN 78 087 650 600 \| AFSL 240718 \| BSB 802 847