Benefits

Personal Loans

• Options
• Key Features
• Benefits
• FAQs

Our personal loans come with some great benefits...

• Variable and lump sum repayments
• Early repayment without penalty
• Redraw facility
• Loan repayment insurance available
• Automatic repayments (salary / account)
• No loan interview

Variable and lump sum repayments
By contributing any extra income to your loan, in addition to your usual repayments, you are able to pay off your loan sooner and therefore you could save thousands of dollars in interest costs. Want to calculate how much you could save by making extra repayments? Use our Loan Calculators.

Early repayment without penalty
The earlier you pay off your loan the more money you save in interest charges.

A free redraw facility
The credit union gives you the option of making extra repayments on your loan and therefore save money in interest changes and than having the flexibility of being able to redraw on these extra repayments. You need to have your loan in advance by at least your next agreed loan repayment plus $100 and the minimum redraw is $100. Remember, redraws are FREE!

Loan repayment insurance available
Loans are long term commitments, so it makes sense to protect your repayments. Learn more about our Loan Repayment Insurance.

Automatic repayments (salary / account)
You can arrange to make automatic repayments either by payroll deduction, direct debit from your savings or transaction account, Internet or telephone banking. Setting up automatic repayments saves you time and enables you to avoid any late fees. Learn more about these methods of repayment.

No loan interview
Submitting a loan application couldn't be simpler. You can apply online today and receive approval within 24-48 hours. No need to visit the branch for a loan interview.

Apply

Decided which loan is right for you? Apply using our simple online Personal Loan application form.

Learn More

• See the answers to FAQs about our personal loans.
• Use one of our Loan Calculators to work out what loan is right for you.