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Key Features

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We have listed the key features of each of our home loan products in the table below so that you can easily compare each product and ensure that you choose the right loan for you.

Look through the list of key features below or view the benefits of our home loans.

 

 

Key Features Basic Variable Home Loan Variable Rate Home Loan
Interest rate
Minimum amount $100,000 $30,000
Maximum amount 80% of the property value, 95% of the propert value with Mortgage Insurance, 70% land only 80% of the property value; 95% of the property value with Mortgage Insurance; 70% land only
Loan period Up to 30 years Up to 30 years
Repayments Monthly / Fortnightly / Weekly Monthly / Fortnightly / Weekly
Interest charges Calculated daily, Charged monthly Calculated daily, Charged monthly
Loan set up costs (Valuation & Solicitor) Approx $390 Approx $390
Variable and lump sum repayments Yes Yes
Early repayment No Penalty No Penalty
Redraw facility Yes, (free redraw, minimum amount $1000) Yes, (free redraw, minimum amount $100)
Top up facility available Yes Yes
Top up fee $350 $350
Loan repayment insurance available Yes Yes
Auto repayments (salary/account) Yes Yes
Loan interview required No No

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Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Conditions of Use and Financial Services Guide before acquiring the product.

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