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Savings and Term Deposits Interest Rates

Home arrow Interest Rates and Charges arrow Savings and Term Deposits Interest Rates

Interest rates effective from 09 July 2010

Savings Accounts:
 

Important Information
Please review our Conditions of Use in relation to all RTA products and services. Interest rates are subject to change without notice.

SAVINGS ACCOUNTS

Basic Savings Account (S1)

0.050% p.a $0 to $4,999.99
0.075% p.a $5,000 to $19,999.99
0.10% p.a $20,000 to $49,999.99
0.15% p.a $50,000 & Over
Interest paid Quarterly.

Multi-Access Account (S4)
0.050% p.a $0 to $4,999.99
0.075% p.a $5,000 to $19,999.99
0.10% p.a $20,000 to $49,999.99
0.15% p.a $50,000 & Over
Interest paid Quarterly.

Business Account (S50)
0.050% p.a $0 to $4,999.99
0.075% p.a $5,000 to $19,999.99
0.10% p.a $20,000 to $49,999.99
0.15% p.a $50,000 & Over
Interest paid Annually.

Redifund Account (S7)
0.25% p.a $5,000 to $9,999
0.55% p.a $10,000 to $24,999.99
2.25% p.a $25,000 to $49,999.99
2.35% p.a $50,000 to $99,999.99
2.75% p.a $100,000.00 to $249,999.99
3.00% p.a $250,000 +
Interest paid Quarterly.

Premium Savers Account (S8)
2.00% p.a $10,000.00 +
Interest paid Monthly.

Christmas Club Account (S5)
1.50% p.a All Balances
Interest paid on the 31st October & the 30th June.


TERM DEPOSITS


Term Deposits
Interest Paid on Maturity or 6 Monthly Interest Paid 4 Weekly on Amts > $5000 Edvest Members
3 mths ($1,000+) 4.50% p.a    
4 - 5 mths* ($1,000+) 4.50% p.a    
6 - 11 mths* ($1,000+) 5.00% p.a    
12 - 23 mths** ($1,000+) 5.50% p.a 5.50% p.a 5.55% p.a
24 mths** ($1,000+) 6.35% p.a 6.35% p.a 6.40% p.a

* Either, the exact number of months needs to be specified (ie. 4, 5 or 6 months, etc.), or alternatively, a preferred maturity date.

** For deposits over 12 months interest will be paid at least once a year. Interest payable 4 weekly or 6 monthly , is also available.