Interest Rates and Charges / Loan Interest Rates / Personal Loan Rates

Rates Effective from 10 December 2009

Loan Type

Interest Rate

Comparison Rate

RedHot Car Loan

9.99% pa* **

10.12% pa***

Car Loan 2-5 years with 10% deposit

11.50% pa* **

11.63% pa***

Car Loan 2-5 years - No deposit

12.45% pa* **

12.58% pa***

Car Loan 5 years + with 20% deposit

12.95% pa* **

13.07% pa***

Car Loan 5 years and over - no deposit

14.95% pa* **

15.06% pa***

Unsecured Personal Loan

14.95% pa*

15.04% pa***

* variable rate
** secured by a Bill of Sale
*** comparison rate based on a $25,000 loan over 5 years unsecured

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available at any Credit Union branch.

Please download our Comparison Rate Schedule

Comparison Rate Schedule

Please note: Fees and Charges apply. RTA Staff Credit Union Ltd's normal lending criteria applies.

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