Interest Rates and Charges / Loan Interest Rates / Personal Loan Rates

Rates Effective from 30 July 2008

Loan Type

Interest Rate

Comparison Rate

Unsecured Loans

13.70% pa*

13.79% pa***

Share Portfolio

11.15% pa* **

11.25% pa***

Red Hot Car Loan

9.24% pa* **

9.35% pa***

New Car Loan

9.70% pa* **

9.81% pa***

Car Loans 5 years + with deposit

11.95% pa* **

12.05% pa***

No Equity New Car Loan

11.45% pa* **

11.55% pa***

Car Loan 5 Years + no deposit

13.70% pa* **

13.79% pa***

Visa Card (Overdraft)

14.45% pa*

n/a

* variable rate
** secured by a Bill of Sale
*** comparison rate based on a $25,000 loan over 5 years unsecured

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available at any Credit Union branch.

Please download our Comparison Rate Schedule

Comparison Rate Schedule

Please note: Fees and Charges apply. RTA Staff Credit Union Ltd's normal lending criteria applies.

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