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Personal Loan Rates

Rates Effective from 17 May 2010

Loan Type

Interest Rate

Comparison Rate

RedHot Car Loan 10.49% pa* ** 10.64% pa***
Green Car Loan 10.24% pa* ** 10.39% pa***
Car Loan 2-5 years with 10% deposit 12.00% pa* ** 12.14% pa***
Car Loan 2-5 years - No deposit 12.95% pa* ** 13.09% pa***
Car Loan 5 years + with 20% deposit 13.45% pa* ** 13.59% pa***
Car Loan 5 years and over - no deposit 15.45% pa* ** 15.58% pa***
Unsecured Personal Loan 15.45% pa* 15.58% pa***

* variable rate
** secured by a Bill of Sale
*** comparison rate based on a $25,000 loan over 5 years unsecured

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available at any Credit Union branch.

Please download our Comparison Rate Schedule

Comparison Rate Schedule

Please note: Fees and Charges apply. RTA Staff Credit Union Ltd's normal lending criteria applies.

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