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Home/Investment Loan Rates

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Home/Investment Loan Rates An overview of the Home/Investment Loan rates and their comparison rates

Rates Effective from 19 December 2011

Loan Type

Interest Rate

Comparison Rate

Basic Variable Home Loan 6.89% pa** 6.92% pa***
One Year Fixed Home Loan 6.54% pa* ** 6.88% pa***
Interest Only Variable Home Loan 7.14% pa** 7.17% pa***
Standard Variable Home Loan 7.14% pa** 7.17% pa***
Home Equity Variable Loan 7.20% pa** 7.23% pa***

* fixed rate reverting to the standard variable home loan rate after 12 months
** variable rate
*** comparison rate calculated on a loan amount of $250,000 over a term of 25 years

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available at any Credit Union branch.

Use our Loan Repayment Calculator

Please download our Comparison Rate Schedule

Please note: Fees and Charges apply. Loans are subject to RTA Staff Credit Union's normal lending criteria.

Comparison Rate Schedule

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