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Car Loans

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Car Loan Want to buy a new or used car?

With an RTA Staff Credit Union Car Loan you can be driving away in no time.

 

Car Loan Benefits

  • Great Interest Rate
  • Flexible - choose a repayment term that suits you.
  • Convenient - no deposit required for vehicles up to 2 years of age
  • Loan specialised for cars with 4/5 Green star rating.
  • Variable and lump sum repayments.
  • Early repayment without penalty.
  • Redraw facility available.
  • Loan repayment insurance available.
  • Motor insurance available.
  • Automatic repayments (salary / account).
  • No loan interview.

Apply Now
  Car Loan Rates
Loan Type Interest Rate Comparison Rate
Green Car Loan (New to 2 Years) 10.49%pa* ** 10.64%pa***
FreeRoad Green New Car Loan 8.74%pa* ** 8.74%pa***
FreeRoad New Car Loan 8.99%pa* ** 8.99%pa***
RedHot Car Loan (New to 2 Years) 10.74%pa* ** 10.89%pa***
Car Loan 2-5 years with 10% deposit 12.25%pa* ** 12.30%pa***
Car Loan 2-5 years - No deposit 13.20%pa* ** 13.34%pa***
Car Loan 5 years + with 20% deposit 13.70%pa* ** 13.84%pa***
Car Loan 5 years and over - no deposit 15.70%pa* ** 15.83%pa***

More Information

Questions?

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* variable rate
** secured by a Bill of Sale
*** comparison rate based on a $25,000 loan over 5 years unsecured

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Terms and conditions, fees and charges and approval conditions apply to all loans.

 

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Great fixed rate